{"id":14888,"date":"2026-09-18T11:22:18","date_gmt":"2026-09-18T05:52:18","guid":{"rendered":"https:\/\/www.amanahraya.my\/apply-now\/"},"modified":"2026-10-11T18:09:04","modified_gmt":"2026-10-11T12:39:04","slug":"apply-now","status":"publish","type":"page","link":"https:\/\/www.amanahraya.my\/ms\/apply-now\/","title":{"rendered":"Mohon Sekarang"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"14888\" class=\"elementor elementor-14888\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ae6b5e7 e-con-full e-flex e-con\" data-id=\"ae6b5e7\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;full&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1788258 elementor-widget elementor-widget-html\" data-id=\"1788258\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<!-- ============================================================\r\n     AmanahRaya - Mohon Sekarang (BM) (WordPress \/ Elementor HTML widget)\r\n     Seksyen: Banner \/ Mohon Sekarang \/ Borang & Risalah\r\n     ============================================================ -->\r\n\r\n<link rel=\"stylesheet\" href=\"https:\/\/cdnjs.cloudflare.com\/ajax\/libs\/font-awesome\/6.4.0\/css\/all.min.css\">\r\n<link rel=\"preconnect\" href=\"https:\/\/fonts.googleapis.com\">\r\n<link rel=\"preconnect\" href=\"https:\/\/fonts.gstatic.com\" crossorigin>\r\n<link href=\"https:\/\/fonts.googleapis.com\/css2?family=Plus+Jakarta+Sans:wght@400;500;600;700;800&display=swap\" rel=\"stylesheet\">\r\n\r\n<style>\r\n\/* ---------- Base (scoped) ---------- *\/\r\n#ar-apply { font-family: 'Plus Jakarta Sans', sans-serif; background: #f0f4f8; color: #1a202c; line-height: 1.5; -webkit-font-smoothing: antialiased; }\r\n#ar-apply *, #ar-apply *::before, #ar-apply *::after { box-sizing: border-box; }\r\n#ar-apply h1, #ar-apply h2, #ar-apply h3, #ar-apply p { margin: 0; padding: 0; font-family: inherit; letter-spacing: normal; text-transform: none; }\r\n#ar-apply a { text-decoration: none; }\r\n#ar-apply img { display: block; max-width: 100%; border: 0; box-shadow: none; border-radius: 0; }\r\n#ar-apply .ar-wrap { max-width: 1280px; margin-left: auto; margin-right: auto; padding-left: 16px; padding-right: 16px; }\r\n\r\n\/* ---------- Hero ---------- *\/\r\n#ar-apply .ar-hero { position: relative; overflow: hidden; color: #fff; background: linear-gradient(90deg, #0a233d, #003366, #1e293b); }\r\n#ar-apply .ar-hero-bg { position: absolute; inset: 0; z-index: 0; background-size: cover; background-position: center; }\r\n#ar-apply .ar-hero-overlay { position: absolute; inset: 0; z-index: 1; background: linear-gradient(180deg, rgba(10,35,61,.88), rgba(0,51,102,.82)); }\r\n#ar-apply .ar-hero-inner { position: relative; z-index: 2; padding-top: 56px; padding-bottom: 56px; }\r\n#ar-apply .ar-hero-content { max-width: 672px; }\r\n#ar-apply .ar-hero-title { font-size: 34px; line-height: 1.15; font-weight: 800; letter-spacing: -0.025em; color: #fff; margin-bottom: 16px; }\r\n#ar-apply .ar-hero-title span { color: #fbbf24; }\r\n#ar-apply .ar-hero-text { font-size: 15px; line-height: 1.65; color: #e2e8f0; margin-bottom: 28px; }\r\n#ar-apply .ar-hero-btns { display: flex; flex-wrap: wrap; gap: 12px; }\r\n#ar-apply .ar-btn-primary,\r\n#ar-apply .ar-btn-ghost { display: inline-flex; align-items: center; justify-content: center; gap: 8px; border-radius: 8px; font-size: 15px; line-height: 1.4; transition: all .2s ease; width: 100%; }\r\n#ar-apply .ar-btn-primary { background: #f39c12; color: #020617; font-weight: 800; padding: 14px 32px; box-shadow: 0 10px 15px -3px rgba(0,0,0,.2); }\r\n#ar-apply .ar-btn-primary:hover { background: #eab308; color: #020617; }\r\n#ar-apply .ar-btn-ghost { background: rgba(255,255,255,.1); color: #fff; font-weight: 600; padding: 14px 24px; border: 1px solid rgba(255,255,255,.25); backdrop-filter: blur(4px); -webkit-backdrop-filter: blur(4px); }\r\n#ar-apply .ar-btn-ghost:hover { background: rgba(255,255,255,.2); color: #fff; }\r\n\r\n\/* ---------- Apply Now ---------- *\/\r\n#ar-apply .ar-apply { padding-top: 48px; padding-bottom: 48px; }\r\n#ar-apply .ar-section-head { text-align: center; margin-bottom: 32px; }\r\n#ar-apply .ar-h2 { font-size: 24px; line-height: 1.3; font-weight: 800; color: #003366; text-transform: uppercase; letter-spacing: .025em; }\r\n#ar-apply .ar-divider { width: 64px; height: 4px; background: #f39c12; margin: 8px auto 0; border-radius: 9999px; }\r\n#ar-apply .ar-section-sub { font-size: 14px; color: #4b5563; max-width: 576px; margin: 10px auto 0; }\r\n#ar-apply .ar-grid { display: grid; grid-template-columns: 1fr; gap: 20px; }\r\n#ar-apply .ar-card { display: flex; flex-direction: column; background: #fff; border: 1px solid rgba(226,232,240,.8); border-radius: 16px; overflow: hidden; box-shadow: 0 1px 2px rgba(0,0,0,.05); transition: all .3s cubic-bezier(.4,0,.2,1); }\r\n#ar-apply .ar-card:hover { transform: translateY(-6px); box-shadow: 0 20px 25px -5px rgba(0,51,102,.15), 0 10px 10px -5px rgba(0,51,102,.04); }\r\n#ar-apply .ar-card-img { position: relative; height: 210px; overflow: hidden; background: #f1f5f9; }\r\n#ar-apply .ar-card-img img { width: 100%; height: 100%; object-fit: cover; object-position: center; }\r\n#ar-apply .ar-card-img::after { content: \"\"; position: absolute; inset: 0; background: linear-gradient(to top, rgba(10,35,61,.6), rgba(10,35,61,0) 55%); pointer-events: none; }\r\n#ar-apply .ar-card-body { flex: 1; display: flex; flex-direction: column; justify-content: space-between; padding: 20px; }\r\n#ar-apply .ar-card-icon { width: 40px; height: 40px; border-radius: 8px; background: #eff6ff; color: #003366; display: flex; align-items: center; justify-content: center; font-size: 18px; margin-bottom: 12px; }\r\n#ar-apply .ar-card-icon.ar-green { background: #ecfdf5; color: #047857; }\r\n#ar-apply .ar-card-title { font-size: 18px; line-height: 1.35; font-weight: 800; color: #003366; margin-bottom: 8px; }\r\n#ar-apply .ar-card-text { font-size: 14px; line-height: 1.6; color: #4b5563; margin-bottom: 20px; }\r\n#ar-apply .ar-card-actions { display: flex; flex-direction: column; gap: 8px; padding-top: 12px; border-top: 1px solid #f1f5f9; }\r\n#ar-apply .ar-btn-apply,\r\n#ar-apply .ar-btn-learn { display: flex; align-items: center; justify-content: center; gap: 6px; width: 100%; border-radius: 8px; font-size: 13px; font-weight: 700; line-height: 1.4; transition: all .2s ease; }\r\n#ar-apply .ar-btn-apply { background: #003366; color: #fff; padding: 12px 0; box-shadow: 0 1px 3px rgba(0,0,0,.12); }\r\n#ar-apply .ar-btn-apply:hover { background: #1e538d; color: #fff; }\r\n#ar-apply .ar-btn-apply i { font-size: 11px; }\r\n#ar-apply .ar-btn-learn { background: #f1f5f9; color: #334155; padding: 10px 0; }\r\n#ar-apply .ar-btn-learn:hover { background: #e2e8f0; color: #334155; }\r\n\r\n\/* ---------- Forms & Brochures ---------- *\/\r\n#ar-apply .ar-forms { padding-top: 16px; padding-bottom: 48px; }\r\n#ar-apply .ar-forms-box { background: #fff; border: 1px solid #e2e8f0; border-radius: 16px; overflow: hidden; box-shadow: 0 10px 15px -3px rgba(0,0,0,.08), 0 4px 6px -4px rgba(0,0,0,.08); }\r\n#ar-apply .ar-forms-head { background: #f8fafc; border-bottom: 1px solid #e5e7eb; padding: 20px 20px 0; }\r\n#ar-apply .ar-forms-top { display: flex; flex-direction: column; gap: 16px; }\r\n#ar-apply .ar-forms-title { font-size: 21px; line-height: 1.3; font-weight: 800; color: #003366; text-transform: uppercase; letter-spacing: .025em; }\r\n#ar-apply .ar-forms-desc { font-size: 13px; color: #6b7280; margin-top: 4px; }\r\n#ar-apply .ar-select-wrap { width: 100%; }\r\n#ar-apply .ar-select-wrap label { display: block; font-size: 12px; font-weight: 700; color: #334155; margin-bottom: 4px; }\r\n#ar-apply .ar-select { width: 100%; height: auto; background-color: #fff; border: 1px solid #d1d5db; border-radius: 8px; color: #1f2937; font-family: inherit; font-size: 14px; font-weight: 500; padding: 10px; box-shadow: 0 1px 2px rgba(0,0,0,.05); margin: 0; }\r\n#ar-apply .ar-select:focus { outline: none; border-color: #1e538d; box-shadow: 0 0 0 2px rgba(30,83,141,.2); }\r\n#ar-apply .ar-tabs { display: flex; gap: 4px; margin-top: 20px; overflow-x: auto; -webkit-overflow-scrolling: touch; scrollbar-width: none; }\r\n#ar-apply .ar-tabs::-webkit-scrollbar { display: none; }\r\n#ar-apply .ar-tab { flex: 0 0 auto; margin: 0; padding: 12px 16px; background: transparent; border: 0; border-bottom: 3px solid transparent; border-radius: 8px 8px 0 0; color: #6b7280; font-family: inherit; font-size: 12px; font-weight: 600; line-height: 1.5; letter-spacing: .05em; text-transform: uppercase; white-space: nowrap; cursor: pointer; box-shadow: none; transition: all .2s ease; }\r\n#ar-apply .ar-tab:hover,\r\n#ar-apply .ar-tab:focus { background: transparent; color: #003366; outline: none; }\r\n#ar-apply .ar-tab.is-active,\r\n#ar-apply .ar-tab.is-active:hover,\r\n#ar-apply .ar-tab.is-active:focus { background: #fff; color: #003366; font-weight: 700; border-bottom-color: #003366; }\r\n#ar-apply .ar-forms-body { padding: 20px; }\r\n#ar-apply .ar-cat-head { display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between; gap: 8px 12px; margin-bottom: 20px; padding-bottom: 12px; border-bottom: 1px solid #f1f5f9; }\r\n#ar-apply .ar-cat-title { display: flex; align-items: center; gap: 8px; font-size: 16px; line-height: 1.4; font-weight: 700; color: #003366; }\r\n#ar-apply .ar-cat-title i { color: #f39c12; }\r\n#ar-apply .ar-count { font-size: 12px; font-weight: 700; color: #475569; background: #f1f5f9; padding: 4px 10px; border-radius: 9999px; white-space: nowrap; }\r\n#ar-apply .ar-doc-list { display: flex; flex-direction: column; gap: 12px; }\r\n#ar-apply .ar-doc { display: flex; flex-direction: column; gap: 12px; padding: 14px; background: #f8fafc; border: 1px solid #e2e8f0; border-radius: 12px; transition: background .15s ease; }\r\n#ar-apply .ar-doc:hover { background: rgba(239,246,255,.6); }\r\n#ar-apply .ar-doc-info { display: flex; align-items: center; gap: 12px; min-width: 0; }\r\n#ar-apply .ar-doc-icon { flex-shrink: 0; width: 36px; height: 36px; border-radius: 8px; display: flex; align-items: center; justify-content: center; font-size: 14px; background: #fee2e2; color: #dc2626; }\r\n#ar-apply .ar-doc-icon.is-online { background: #dbeafe; color: #003366; }\r\n#ar-apply .ar-doc-name { font-size: 14px; line-height: 1.4; font-weight: 700; color: #1e293b; }\r\n#ar-apply .ar-doc-type { display: inline-block; margin-top: 4px; font-size: 10px; font-weight: 600; color: #334155; background: #e2e8f0; padding: 2px 6px; border-radius: 4px; }\r\n#ar-apply .ar-doc-btn { display: flex; align-items: center; justify-content: center; gap: 6px; width: 100%; padding: 10px 14px; background: #fff; border: 1px solid #cbd5e1; border-radius: 8px; color: #334155; font-size: 13px; font-weight: 700; line-height: 1.4; white-space: nowrap; box-shadow: 0 1px 2px rgba(0,0,0,.05); transition: all .2s ease; }\r\n#ar-apply .ar-doc-btn i { color: #f39c12; }\r\n#ar-apply .ar-doc-btn:hover { background: #003366; border-color: #003366; color: #fff; }\r\n\r\n\/* ---------- Tablet (640px+) ---------- *\/\r\n@media (min-width: 640px) {\r\n    #ar-apply .ar-wrap { padding-left: 24px; padding-right: 24px; }\r\n    #ar-apply .ar-hero-title { font-size: 48px; }\r\n    #ar-apply .ar-hero-text { font-size: 18px; }\r\n    #ar-apply .ar-btn-primary, #ar-apply .ar-btn-ghost { width: auto; font-size: 16px; }\r\n    #ar-apply .ar-h2 { font-size: 30px; }\r\n    #ar-apply .ar-section-sub { font-size: 16px; }\r\n    #ar-apply .ar-grid { grid-template-columns: repeat(2, 1fr); gap: 24px; }\r\n    #ar-apply .ar-card-img { height: 192px; }\r\n    #ar-apply .ar-card-text { font-size: 13px; }\r\n    #ar-apply .ar-doc { flex-direction: row; align-items: center; justify-content: space-between; }\r\n    #ar-apply .ar-doc-btn { width: auto; flex-shrink: 0; padding: 8px 14px; font-size: 12px; }\r\n}\r\n\r\n\/* ---------- Desktop (768px+) ---------- *\/\r\n@media (min-width: 768px) {\r\n    #ar-apply .ar-hero-overlay { background: linear-gradient(90deg, rgba(10,35,61,.92) 0%, rgba(0,51,102,.8) 50%, rgba(0,51,102,0) 100%); }\r\n    #ar-apply .ar-hero-inner { padding-top: 96px; padding-bottom: 96px; }\r\n    #ar-apply .ar-hero-title { font-size: 60px; }\r\n    #ar-apply .ar-apply { padding-top: 56px; padding-bottom: 56px; }\r\n    #ar-apply .ar-section-head { margin-bottom: 40px; }\r\n    #ar-apply .ar-forms-head { padding: 32px 32px 0; }\r\n    #ar-apply .ar-forms-top { flex-direction: row; align-items: center; justify-content: space-between; }\r\n    #ar-apply .ar-forms-title { font-size: 24px; }\r\n    #ar-apply .ar-forms-desc { font-size: 14px; }\r\n    #ar-apply .ar-select-wrap { width: 288px; flex-shrink: 0; }\r\n    #ar-apply .ar-tabs { margin-top: 24px; gap: 8px; }\r\n    #ar-apply .ar-tab { padding: 12px 20px; font-size: 14px; }\r\n    #ar-apply .ar-forms-body { padding: 32px; }\r\n    #ar-apply .ar-cat-title { font-size: 18px; }\r\n}\r\n\r\n\/* ---------- Large (1024px+) ---------- *\/\r\n@media (min-width: 1024px) {\r\n    #ar-apply .ar-wrap { padding-left: 32px; padding-right: 32px; }\r\n    #ar-apply .ar-grid { grid-template-columns: repeat(4, 1fr); }\r\n    #ar-apply .ar-card-text { font-size: 12px; }\r\n    #ar-apply .ar-btn-apply { font-size: 12px; padding: 10px 0; }\r\n    #ar-apply .ar-btn-learn { font-size: 12px; padding: 8px 0; }\r\n}\r\n<\/style>\r\n\r\n<div id=\"ar-apply\" lang=\"ms\">\r\n\r\n    <!-- Hero Banner -->\r\n    <section class=\"ar-hero\">\r\n        <div class=\"ar-hero-bg\" style=\"background-image: url('https:\/\/www.amanahraya.my\/wp-content\/uploads\/2026\/04\/family-trust-importance.jpg');\"><\/div>\r\n        <div class=\"ar-hero-overlay\"><\/div>\r\n        <div class=\"ar-wrap ar-hero-inner\">\r\n            <div class=\"ar-hero-content\">\r\n                <h1 class=\"ar-hero-title\">Legasi Anda. <br><span>Dipermudahkan.<\/span><\/h1>\r\n                <p class=\"ar-hero-text\">Melindungi masa depan keluarga anda dan memastikan pengagihan harta pusaka yang lancar bermula di sini. Pilih produk di bawah atau mohon secara dalam talian melalui beberapa langkah mudah.<\/p>\r\n                <div class=\"ar-hero-btns\">\r\n                    <a href=\"#apply-now-grid\" class=\"ar-btn-primary\">\r\n                        <span>MULAKAN PERMOHONAN ANDA<\/span> <i class=\"fa-solid fa-arrow-right\"><\/i>\r\n                    <\/a>\r\n                    <a href=\"#forms-section\" class=\"ar-btn-ghost\">\r\n                        <i class=\"fa-solid fa-file-pdf\"><\/i> Muat Turun Borang\r\n                    <\/a>\r\n                <\/div>\r\n            <\/div>\r\n        <\/div>\r\n    <\/section>\r\n\r\n    <!-- Mohon Sekarang -->\r\n    <section id=\"apply-now-grid\" class=\"ar-wrap ar-apply\">\r\n        <div class=\"ar-section-head\">\r\n            <h2 class=\"ar-h2\">MOHON SEKARANG<\/h2>\r\n            <div class=\"ar-divider\"><\/div>\r\n            <p class=\"ar-section-sub\">Pilih daripada penyelesaian utama pengurusan legasi dan harta pusaka kami untuk memulakan permohonan dalam talian anda dengan segera.<\/p>\r\n        <\/div>\r\n\r\n        <div class=\"ar-grid\">\r\n\r\n            <!-- Perkhidmatan Wasiat -->\r\n            <div class=\"ar-card\">\r\n                <div class=\"ar-card-img\">\r\n                    <img decoding=\"async\" src=\"https:\/\/www.amanahraya.my\/wp-content\/uploads\/2023\/08\/banner-image-will.png\" alt=\"Perkhidmatan Wasiat\">\r\n                <\/div>\r\n                <div class=\"ar-card-body\">\r\n                    <div>\r\n                        <div class=\"ar-card-icon\"><i class=\"fa-solid fa-file-signature\"><\/i><\/div>\r\n                        <h3 class=\"ar-card-title\">PERKHIDMATAN WASIAT<\/h3>\r\n                        <p class=\"ar-card-text\">Wasiat sebagai legasi kewangan untuk melindungi orang tersayang dan menentukan pengagihan harta dengan tepat.<\/p>\r\n                    <\/div>\r\n                    <div class=\"ar-card-actions\">\r\n                        <a href=\"https:\/\/willwriting.amanahraya.com.my\/\" target=\"_blank\" rel=\"noopener\" class=\"ar-btn-apply\">MOHON SEKARANG <i class=\"fa-solid fa-arrow-right\"><\/i><\/a>\r\n                        <a href=\"https:\/\/www.amanahraya.my\/ms\/perkhidmatan-wasiat\/\" class=\"ar-btn-learn\">KETAHUI LEBIH LANJUT<\/a>\r\n                    <\/div>\r\n                <\/div>\r\n            <\/div>\r\n\r\n            <!-- Amanah Sukarela -->\r\n            <div class=\"ar-card\">\r\n                <div class=\"ar-card-img\">\r\n                    <img decoding=\"async\" src=\"https:\/\/www.amanahraya.my\/wp-content\/uploads\/2023\/08\/ad-bg.jpg\" alt=\"Amanah Sukarela\">\r\n                <\/div>\r\n                <div class=\"ar-card-body\">\r\n                    <div>\r\n                        <div class=\"ar-card-icon\"><i class=\"fa-solid fa-vault\"><\/i><\/div>\r\n                        <h3 class=\"ar-card-title\">AMANAH SUKARELA<\/h3>\r\n                        <p class=\"ar-card-text\">Pelan untuk melindungi aset hasil titik peluh anda dan menyediakan jaminan kewangan jangka panjang untuk tanggungan anda.<\/p>\r\n                    <\/div>\r\n                    <div class=\"ar-card-actions\">\r\n                        <a href=\"https:\/\/online.amanahraya.my\/TRUST_ONLINE\/\" target=\"_blank\" rel=\"noopener\" class=\"ar-btn-apply\">MOHON SEKARANG <i class=\"fa-solid fa-arrow-right\"><\/i><\/a>\r\n                        <a href=\"https:\/\/www.amanahraya.my\/ms\/pengurusan-amanah\/\" class=\"ar-btn-learn\">KETAHUI LEBIH LANJUT<\/a>\r\n                    <\/div>\r\n                <\/div>\r\n            <\/div>\r\n\r\n            <!-- Pentadbiran Pusaka -->\r\n            <div class=\"ar-card\">\r\n                <div class=\"ar-card-img\">\r\n                    <img decoding=\"async\" src=\"https:\/\/www.amanahraya.my\/wp-content\/uploads\/2023\/08\/banner-image-estate.png\" alt=\"Pentadbiran Pusaka\">\r\n                <\/div>\r\n                <div class=\"ar-card-body\">\r\n                    <div>\r\n                        <div class=\"ar-card-icon\"><i class=\"fa-solid fa-building-columns\"><\/i><\/div>\r\n                        <h3 class=\"ar-card-title\">PENTADBIRAN PUSAKA<\/h3>\r\n                        <p class=\"ar-card-text\">Pengurusan dan pengagihan aset secara profesional bagi memberi ketenangan kepada keluarga anda pada saat-saat genting.<\/p>\r\n                    <\/div>\r\n                    <div class=\"ar-card-actions\">\r\n                        <a href=\"https:\/\/online.amanahraya.my\/estate_online\/\" target=\"_blank\" rel=\"noopener\" class=\"ar-btn-apply\">MOHON SEKARANG <i class=\"fa-solid fa-arrow-right\"><\/i><\/a>\r\n                        <a href=\"https:\/\/www.amanahraya.my\/ms\/pentadbiran-pusaka\/\" class=\"ar-btn-learn\">KETAHUI LEBIH LANJUT<\/a>\r\n                    <\/div>\r\n                <\/div>\r\n            <\/div>\r\n\r\n            <!-- Pewarisan Bertakaful -->\r\n            <div class=\"ar-card\">\r\n                <div class=\"ar-card-img\">\r\n                    <img decoding=\"async\" src=\"https:\/\/www.amanahraya.my\/wp-content\/uploads\/2026\/10\/shariah.jpg\" alt=\"Pewarisan Bertakaful\">\r\n                <\/div>\r\n                <div class=\"ar-card-body\">\r\n                    <div>\r\n                        <div class=\"ar-card-icon ar-green\"><i class=\"fa-solid fa-hand-holding-heart\"><\/i><\/div>\r\n                        <h3 class=\"ar-card-title\">PEWARISAN BERTAKAFUL<\/h3>\r\n                        <p class=\"ar-card-text\">Pelan takaful yang membiayai kos pentadbiran harta pusaka, memberikan ketenangan sepenuhnya kepada keluarga anda.<\/p>\r\n                    <\/div>\r\n                    <div class=\"ar-card-actions\">\r\n                        <a href=\"https:\/\/go.takaful-ikhlas.com.my\/financial\/idaman\/?agentcode=FJ1011839\" target=\"_blank\" rel=\"noopener\" class=\"ar-btn-apply\">MOHON SEKARANG <i class=\"fa-solid fa-arrow-right\"><\/i><\/a>\r\n                        <a href=\"https:\/\/www.amanahraya.my\/ms\/pewarisan-bertakaful\/\" class=\"ar-btn-learn\">KETAHUI LEBIH LANJUT<\/a>\r\n                    <\/div>\r\n                <\/div>\r\n            <\/div>\r\n\r\n        <\/div>\r\n    <\/section>\r\n\r\n    <!-- Borang & Risalah -->\r\n    <section id=\"forms-section\" class=\"ar-wrap ar-forms\">\r\n        <div class=\"ar-forms-box\">\r\n\r\n            <div class=\"ar-forms-head\">\r\n                <div class=\"ar-forms-top\">\r\n                    <div>\r\n                        <h2 class=\"ar-forms-title\">BORANG &amp; RISALAH<\/h2>\r\n                        <p class=\"ar-forms-desc\">Pilih kategori atau gunakan senarai pilihan produk di bawah untuk menapis senarai semak dan borang permohonan yang diperlukan.<\/p>\r\n                    <\/div>\r\n                    <div class=\"ar-select-wrap\">\r\n                        <label 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Dipermudahkan. Melindungi masa depan keluarga anda dan memastikan pengagihan harta pusaka yang lancar bermula di sini. Pilih produk di bawah atau mohon secara dalam talian melalui beberapa langkah mudah. 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